How this calculator works
Present = items marked Yes. Deposit cap = the lesser of $1,000 or 10% × contract price (California Bus. & Prof. Code § 7159.5).
What each input means
| Input | What it is actually asking |
|---|---|
| Progress payments | California requires each one stated in dollars and tied to the work it pays for (§ 7159). |
| Change orders | Written and signed before the work (§ 7159). |
| Deposit | The first payment before work starts. |
Worked examples
Including one where the naive answer misleads, which is the example most calculators leave out.
A deposit over the cap
Type the price and a deposit above the cap. The tool says so; ask the builder to restructure.
A contract with no exclusions list
Mark exclusions No. Ask what is not included before you sign.
What changes the result
Each missing item is a question to ask, not a verdict on the builder.
When not to use this
Do not treat a full score as legal approval. See the ADU contract checklist and consider legal review.
Questions this calculator answers
- What is the maximum ADU deposit in California?
- $1,000 or 10 percent of the contract price, whichever is less.
- Does the cap apply outside California?
- No. Other states have their own rules.
- What if the contract has no dates?
- California requires approximate start and completion dates in a home improvement contract.
- Is this legal advice?
- No. It is a checklist.
Sources and methodology
Figures dated 27 October 2026. Last reviewed .
- Bus. & Prof. Code § 7159.5 — down payment cap (California Legislature, retrieved 2026-09-05)
- Bus. & Prof. Code § 7159 — home improvement contract contents (California Legislature, retrieved 2026-09-05)
Related
- ADU bid red flags Before the contract.
- ADU payment schedule Payments tied to work.
- Bid comparison Same drawings first.